Credit Coaching
Professional insights to improve fundability and aid in financial growth.
Industry specific strategies
Back
Lack of cash flow sinks around 80% of startups. Let’s map out a credit-building strategy to keep yours thriving.
businesses formed
business taxes filed
business credits/mo.
5-star Google reviews
Give your business some credit.
Our business credit advisors offer personalized coaching for improving fundability, building credit for your EIN, and securing loans and credit lines to fuel your growth.
Powered by Fundability®, our credit program offers consistent touch points and personalized guidance to help you increase your PAYDEX score through an intuitive self-service platform.
Professional insights to improve fundability and aid in financial growth.
Help with obtaining your DUNS number to establish your business credit profile.
Support from the advisor team by phone or email—whenever you need.
Guides you in establishing and strengthening your business credit history.
Connects you with the best funding options for your business.
Proprietary scoring system that evaluates and improves your ability to obtain funding.
Provides step-by-step guidance to finding optimal financing options.
Helps build and manage both your business and personal credit profiles.
Ensures your business continually meets lender approval criteria.
Feeling overwhelmed? No worries, we cover all of this in our complimentary one-hour business consultation.
Upon enrollment, you'll receive a welcome call within the first few hours to introduce you to the program and outline the next steps.
The program walks you through setting up your business credit properly, building trade lines, and improving your Fundability Score™—all with expert tools and guidance to help you qualify for credit and financing.
Yes! The platform includes clear instructions for getting your DUNS number, along with support if you need help during the process.
As long as you're actively enrolled in the program, you’ll have access to the Fundability Advisor Team for ongoing support as you build credit.
It strengthens every part of your fundability—from business structure to credit profile—so you’re more likely to get approved and matched with the right financing options.
You’ll get access to experienced Fundability Advisors who offer one-on-one guidance, answer questions, and help you make smart credit-building moves.
New business owners rave about our services.
Join the growing community of solopreneurs who’ve started their journey with PRIME. Let’s hop on a call to discuss you unique situation.
Common credit beliefs—fact or fiction
From how your business is structured to how your phone number is listed online, small details impact your ability to get approved. PRIME’s credit building program checks it all—and helps you fix what’s holding you back.
By the time you need financing, it’s often too late to build the credit profile lenders are looking for. Starting early means you’ll be ready when opportunity knocks—or when cash flow gets tight.
Strong business credit means you can separate your finances, protect your personal score, and access larger credit lines—all in your business’s name.
Even as a solopreneur or side hustler, business credit can help you scale faster, qualify for better terms, and grow with less personal risk.
We encourage you to be prepared with questions when you show up to your consultation! Here are a few ideas to get you started.
Business credit is a financial profile separate from personal credit, used by lenders to assess the creditworthiness of your business. It’s important because it helps secure financing, favorable loan terms, and better vendor relationships.
It typically takes 3 to 6 months to establish a basic business credit profile—longer if you're not actively using credit or reporting to the right bureaus. Consistency is key: the more you build and maintain good habits, the stronger your profile becomes over time.
Start by forming a legal business entity (like an LLC), getting an EIN from the IRS, and opening a business bank account. Then, apply for credit with vendors that report to commercial credit bureaus and pay those accounts on time. Over time, these actions establish your business’s creditworthiness.
Not usually. Business credit is tied to your business’s EIN, not your Social Security number. As long as you’re using credit accounts that report to business bureaus—and not personally guaranteeing them—your personal credit should remain separate.
Good business credit can unlock higher funding limits, better loan terms, and lower interest rates. It also helps separate your personal and business finances, increases your company’s credibility, and may even improve chances of landing contracts, leases, or vendor accounts.
Late payments, maxed-out credit lines, legal filings (like liens or bankruptcies), and inactivity can all negatively impact your score. It’s also important to make sure your business information is accurate and consistent across all credit bureaus—discrepancies can raise red flags.
Your plug-and-play business back office.
